Financial Planning for Literary Professionals

Plotting your next book takes heart and strategy; your finances deserve the same.

We help authors lead with JOY and build a plan as thoughtful as the stories they craft.

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Create with Confidence

A book launch is exciting but it also brings financial questions.

At Mitlin, we specialize in helping literary professionals navigate exactly these kinds of transitions. From irregular royalty income to setting up the right business structure, we help ensure your creative success is supported by a stable financial foundation.

We coordinate with trusted legal and accounting professionals to design a customized, JOYful plan for your specific situation—and guide you toward the long-term future you’re dreaming of.

No pressure, just a conversation

How can I align this income with the JOY I want to create?
How can I plan for taxes and keep more of what I earn?
How do I structure my author income in a smart, sustainable way?

Industry voices have taken note of how we support authors with JOY and purpose.

We’re honored to be featured in InvestmentNews for our commitment to serving authors with heart, strategy, and a deep understanding of what truly matters.

📣 As seen in InvestmentNews:

“For love or money: how one planner advises romance author clients from the heart”

Larry Sprung, founder and wealth advisor at Mitlin Financial, Inc., shares how his unique experience, both as a financial planner and an author, guides the way he helps literary professionals thrive with purpose and JOY.

“They’re a community of typically like-minded people who are very charity-oriented, willing to give, family-oriented. So they’re just people that I can relate to very well from a lot of their personal situations.”

Why Authors Choose Mitlin Financial

What makes Mitlin different especially for the authors we serve?

Your journey starts:
What did you do today that brought you joy?®
That one prompt sets everything in motion.
Whether your JOY comes from writing full-time, traveling for inspiration, or saying yes to the experiences that matter most, we craft your financial plan around your vision of tomorrow. We understand that being an author means more than just writing.
It means:

  • Navigating the shift from employee to entrepreneur
  • Planning around fluctuating cash flow
  • Adjusting to the financial realities of self-employment
  • Exploring tax-saving retirement strategies (like Cash Balance Plans)
  • Helping you plan around the peaks of book launches and the flow of royalty income
  • Knowing when to use tools like securities-backed lines of credit to enJOY major life goals; yes even that vacation home!

Real Authors. Real JOY.

One author we worked with had just left a corporate job to pursue writing full-time. The move from a steady W-2 to unpredictable 1099 income felt overwhelming. We helped them establish a business structure, lower their tax bill using a Cash Balance Plan, and smooth out their cash flow, transforming stress into stability.

Another author came to us with a dream: buying a vacation home. They worried we’d judge them. Instead, we helped them enJOY that decision by showing how they could access liquidity using a portfolio loan, without selling off their investments or compromising long-term goals.

That’s what it means to work with a team that sees YOU as the main character as the heart of your financial story.

Your Next Chapter Starts Here

Your journey as an author is unlike anyone else’s and your financial life should reflect that.

With a strategy grounded in your values, built with JOY, and shaped around the life you’re creating, the story you write can be as inspiring as anything on your bookshelf.

📖 Can your financial plan reflect the heart behind the stories you’re telling?
With JOY, it absolutely can.

Write Your Financial Future: A Financial Guide For Authors is a starting point. A tool to help you reflect, plan, and take the first step toward your ideal tomorrow.

No pressure. No numbers to gather.

Just a conversation starter for yourself, and maybe even with a financial guide who truly understands your world.

Listen in as Larry Sprung chats with some of those entrenched in the published space.

Episode 199 – Kristen Proby
enJOY Episode 199 as NY Times Bestselling Author, Kristen Proby explores the power of leaning into change, why listening to your customers is so important and how having a supportive spouse makes all the difference.
Episode 10 – Austen Rachlis
Check out Episode 10 of the Mitlin Money Mindset™ to hear from Austen Rachlis how the self-publishing space has been able to empower women.
Episode 29 – Nina Grinstead
Listen to Episode 29 of the Mitlin Money Mindset™ to hear why Nina Grinstead credits the “Fifty Shades” series and author EL James with her career.
Episode 65 – Sawyer Bennett
What did it take for Sawyer Bennett to become a best-selling author? Sawyer shares her journey and her writing approach on episode 65 of the Mitlin Money Mindset ™
Episode 42 – Jennifer Probst
Join us for Episode 42 of the Mitlin Money Mindset™ to hear from bestselling author Jennifer Probst about how “overnight success” requires a lot of behind-the-scenes work.
Episode 68 – BB Easton
Listen in to hear how BB Easton's book turned into the hit Netflix original series Sex/Life and how that project is fueling female empowerment in Hollywood and beyond.
Episode 83 – Liz Berry
What is Co-Founder of 1,001 Dark Nights Press and Blue Box Press Liz Berry’s advice for aspiring authors? Check out episode 83 of Mitlin Money Mindset to find out!
Episode 114 – Alessandra Torre
Why is a book’s description so important? How does it help your book sell? Learn from Bestselling Author Alessandra Torre on episode 114 of Mitlin Money Mindset.
Episode 122 – Skye Warren
Has anyone ever told you no, and you believed them? Check out episode 122 to learn from Skye Warren's journey, and how she turned NO into a huge success! This NY Times Bestseller also shares how turned a $100,000 investment in Facebook ads into $850,000 in one year!
Episode 171 – Nick Gray
Discover how bestselling author Nick Gray transformed his social life and business success through the art of hosting engaging gatherings. In this episode, he shares insights from The 2-Hour Cocktail Party to help you build meaningful connections.
Episode 227 – Michelle Joyce
Writing a book is one thing—getting it heard is another. Michelle Joyce works with bestselling authors to elevate their message, expand their reach, and create meaningful connections. Don’t miss her expert insights on influence and impact.
Episode 196 – Jay Baer
Want to win in business? Speed is the secret. Bestselling author Jay Baer shares how responsiveness can be your biggest competitive advantage. Learn about the Got It Audit and Fast Pass strategies to transform customer experience.
Episode 215 – Marcus Collins
Curious about how culture influences consumer behavior? Dr. Marcus Collins, author of For The Culture, delves into the power of cultural understanding in shaping effective business strategies.
Episode 214 – Rachel Marie Martin
Rachel Marie Martin, author of The Brave Art of Motherhood, shares her journey of overcoming challenges to find deep joy and purpose. Through Finding Joy, she inspires others to embrace authenticity and live a joy-filled life.