Estate Planning
Often, people believe that estate planning only benefits the very wealthy, but nothing could be further from the truth. It’s something everyone needs to engage in regardless of age, estate size or marital status. If you have a bank account, investments, a car, home or other property—you hav …
Facts vs Feelings: Finding Joy with Larry Sprung
It’s impossible to encounter the question “What did you do today that brought you joy?®” without Larry Sprung immediately coming to mind. We hope you enJOY episode 38 of Facts vs Feeling hosted by Ryan Detrick, Chief Market Strategist, and Sonu Varghese, VP Global Macro St …
Always Your Baby, but Not Your Child Anymore
Picture this, your baby, the tiny bundle of joy you brought into this world, is now 18, legally an adult. Suddenly, the rules change. You’re still Mom or Dad, but legally speaking, you’re not automatically entitled to make decisions on their behalf anymore. Scary, right? This a …
Helping Aging Parents Manage and Protect Their Finances
Your parents taught you everything you know about money. From opening your first checking account to taking out your first car loan, they were always there to guide you. But as your parents get older, they may begin turning to you for help with their finances. How do you begin to navigate t …
When Should I Start Worrying About an Estate Plan?
Who wants to spend an afternoon thinking about their mortality? No one, which is why more than half of Americans don’t even have a will. A will is a legal document that directs:
How Estate and Gift Taxes Can Impact Your Financial Plan
Tom Fridrich, JD, CLU, ChFC®, Manager and Senior Wealth Planner Giving something you own to someone else. It’s a simple, human act – one that seems like it shouldn’t take too much planning to do it correctly. But when does gifting become a tax issue? What do you need to consider about gifti …
What Are You Paying Your Advisor, Do You Know?
Financial Services is littered with jargon and many firms rely on smoke and mirrors to confuse you so you cannot discern what you are paying your advisor. You should be able to discern what your costs are relatively easily. One of the very first things we share with families when we are exp …
The Growing Need for Black Financial Planners
In recent times, African Americans have been increasingly becoming more financially literate, and as such, the need for financial advisors and planners who understand the unique cultural and financial challenges of this group has grown. African American financial planners are essenti …
Your New Year’s Financial Planning Resolutions
Watch our on-demand webinar, “Your New Year’s Financial Planning Resolutions” with Carson Group’s Retirement Plan Advisor Chris Tooker and Senior Wealth Planner Mark Petersen.
Why You Need a Plan: Strategies for Medicare and Long-Term Care Planning
Watch our on-demand webinar, “Why You Need a Plan: Strategies for Medicare and Long-Term Care Planning” featuring Carson Group’s Vice President, Insurance Matt Lewis and Manager & Senior Wealth Planner Tom Fridrich.
Dollar Cost Averaging: A Strategy for All Seasons
When I began saving for my children’s education I never realized the impact that dollar cost averaging would have over a long period. As I discuss in my book “Financial Planning Made Personal”, I started saving in 1998 for my kids’ education, four years before my older son was …
COMPLIMENTARY RESOURCE
A Guide to Gifting to Your Heirs
Gifting to your loved ones now or posthumously each carries their own positives and negatives as they relate to your estate plan, taxes, your goals and your legacy.
