What Should You Do With Your 401(k) When You Change Jobs?
You accepted a new job…. Congratulations. You’re thinking about your first day, your new team, and maybe even a bigger paycheck. Your old 401(k)? It probably isn’t at the top of your list. That’s understandable. But it’s also where many people make one of the b …
The American Dream Is Changing. What Does It Mean for Your Money?
For generations, the American Dream followed a familiar path. A path where success was often measured by visible signs of wealth. The size of your home, the car you drove, and the more you accumulated, the closer you appeared to be to the American dream. There is nothing wrong with those g …
The Roth Conversion Mistake That Could Quietly Cost You Years of Retirement Gains
Everyone loves the idea of a Roth conversion. Tax-free growth. Tax-free withdrawals. More flexibility in retirement. Less concern about future tax law changes. Sounds like a win, right? Well, not always. Here’s the part that does not get talked about enough: a poorly planned Roth conversion …
Long Island Financial Planner: Helping You Connect Money to What Matters Most
You’re responsible You plan ahead. You do what you’re supposed to do. But ….. Is the financial life you’re building actually supporting a life you enJOY living? For Most People, Financial Planning Begins With Numbers Income, savings, investments, retirement accounts, tax strategies, insuran …
Money Talks Before Marriage: 15 Financial Questions Engaged Couples Should Answer
Getting engaged is exciting. Your world fills with wedding plans, guest lists, venues, and dreams about the future. It should also include a money talk. That conversation can feel awkward, but avoiding it can cost far more in trust, stress, and future conflict. Honest conversations about mo …
What Documents You Should Provide to Your Tax Preparer
One of the most common client questions heard by tax preparers is, “So, what do you need from me?” The short answer to that question is, often, “Everything.” But that isn’t helpful, nor is it entirely true. And this year, thanks to the passage of the One Big Beautiful Bill Act (OBBBA), you …
Larry Sprung of Mitlin Financial at the New York Stock Exchange: Why Financial Planning Should Lead With JOY
When Larry Sprung, Founder and Wealth Advisor at Mitlin Financial, joined AssetTV on the floor of the New York Stock Exchange, he shared a message that sits at the heart of the firm’s work. Financial planning should lead with JOY. That may sound different from what people expect to hear fro …
March Madness: The Billion-Dollar Gamble
Sports betting feels like entertainment, but it is increasingly tied to behavioral finance trends, emotional decision-making, and direct backlash toward the athletes on the court. Why does online sports betting feel like a new phenomenon? It’s likely because it wasn’t until 2018, when the U …
Does Your 401(k) Offer Crypto and Should You Use It?
Some 401(k) plans may start offering cryptocurrency as an investment option. If your plan adds it, you still face the bigger question: Does crypto help your retirement plan, or does it add unnecessary risk? Quick answer Yes, some workplace plans may offer crypto. No, that does not mean you …
Should You Gift Stock or Leave It to Heirs? The Tax-Smart Answer
Passing stock to your kids or grandkids can feel like a legacy move. But one decision could affect whether your family enJOYs the gift or ends up with a surprise tax bill. Thoughtful planning helps more wealth stay in the family and keeps the gift feeling JOYful. The tax-smart answer in one …
