You’re responsible
You plan ahead. You do what you’re supposed to do.
But ….. Is the financial life you’re building actually supporting a life you enJOY living?
For Most People, Financial Planning Begins With Numbers
Income, savings, investments, retirement accounts, tax strategies, insurance, and estate documents. Those pieces matter.
But money, on its own, is just math. What gives money meaning is how it connects to your life, your family, your goals, your values, and the moments you enJOY along the way.
At Mitlin Financial, we believe financial planning should start with a more personal question: What did you do today that brought you joy?
That question is at the center of how, at Mitlin Financial, we help families, business owners, and busy professionals make more intentional financial decisions.
Financial Planning Should Be Personal
When people search for a Long Island financial planner, they are often looking for help with retirement planning, investment management, tax strategies, estate planning, college funding, or business succession planning.
Those are important areas of financial life. But the best financial planning is not only about solving technical questions. It is about understanding what those answers are meant to support.
Do you want more time with your family?
Do you want to retire with confidence?
Do you want to sell or transition a business?
Do you want to travel, support your children, care for aging parents, give generously, or create memories with the people who matter most?
A financial plan should help connect your resources to the life you actually want to live.
That is why Mitlin Financial leads with JOY.
Meet Larry Sprung, Founder and Wealth Advisor at Mitlin Financial
Larry Sprung’s approach to financial planning is deeply personal.
Growing up, Larry watched his father juggle a full-time teaching job, a side business, and family responsibilities while his mother, Linda, battled cancer. That experience shaped how he thinks about money, family, and planning for the future.
Larry remembers wondering: “What if my Dad had someone to help guide him?”
That question helped lead Larry to the work he does today.
Larry founded Mitlin Financial, Inc in 2004 and serves as the firm’s Founder and Wealth Advisor. He is a CERTIFIED FINANCIAL PLANNER™, the author of Financial Planning Made Personal, host of the Mitlin Money Mindset® podcast and the Larry Sprung CFP® YouTube Channel.
Larry is a well-respected voice in financial planning who often appears in the media, sharing Mitlin Financial’s mission of helping you experience JOY while creating a clear path toward their vision of tomorrow.
What Makes Mitlin Financial Different?
At Mitlin Financial, the planning process does not begin with spreadsheets. It begins with people.
The first step is understanding what brings you joy:
- Your Family
- Your Work
- Your Health
- Your Experiences
- Your Purpose
- Your Ideal Version of Tomorrow
Once your priorities are clear, the numbers become more meaningful. Decisions become easier because they are connected to what matters most to you.
A strong financial plan can help answer questions such as:
- Am I on track for retirement?
- How much should I be saving?
- Am I investing in a way that supports my goals?
- How can I be more tax-efficient?
- What should I do with my 401(k), IRA, or brokerage accounts?
- How do I prepare for a business transition or liquidity event?
- How can I support my children or grandchildren?
- What steps can help protect my family if something unexpected happens?
But underneath each of those questions is a more important one: Are you building a life you actually enJOY?
Why Long Island Families Work With a Financial Planner
Life on Long Island comes with unique financial considerations. Families and professionals across Nassau County and Suffolk County may be balancing high housing costs, property taxes, college planning, business ownership, retirement goals, elder care, and multigenerational wealth decisions.
A Long Island financial planner can help you organize those moving pieces into a clear, coordinated strategy.
That may include:
- Retirement planning
- Investment management
- Tax planning
- Estate planning coordination
- Insurance review
- Education funding
- Charitable giving strategies
- Business owner planning
- Exit and succession planning
- Cash flow and lifestyle planning
- Family financial conversations
The goal is to support the people, priorities, and experiences that matter most to you.
Money Is a Tool, Not the Destination
One of the biggest mistakes people make is treating money as the finish line.
They think:
“When I hit this number, I’ll be happy.”
“When I retire, I’ll start living.”
“When the business sells, I’ll finally relax.”
“When the portfolio gets bigger, I’ll feel secure.”
Financial planning should not postpone joy.
It should help you build a life where joy is part of your journey. That means planning with purpose.
You can be disciplined and still enJOY your life.
You can be strategic and still make room for meaningful experiences.
You can plan for tomorrow without missing what matters today.
That is what it means to connect your money to a life you enJOY. Because when you lead with JOY, the numbers have meaning.
Ready to connect your money to what matters most?
Your financial plan should support the life you actually want.
If you are ready for financial planning built around your goals, your values, and your priorities, we are here to help.
Schedule your complimentary introductory conversation with the Mitlin team.
Frequently Asked Questions
Why should I work with a financial planner on Long Island?
A Long Island financial planner can help families and business owners navigate local realities like high housing costs, property taxes, retirement planning, and multigenerational needs. Mitlin Financial works with clients across Hauppauge, Melville, Huntington, Smithtown, Nassau County, Suffolk County, and the greater New York metro area.
How do I choose the right financial advisor on Long Island?
The right financial advisor should understand your goals, communicate clearly, explain how they are compensated, and help you make financial decisions that support the life you want to live. Many families also look for credentials like CFP® certification and experience working with Long Island families and business owners.
Who is Larry Sprung?
Larry Sprung, CFP® is a fiduciary wealth advisor who founded Mitlin Financial, Inc in 2004. He is often featured in national financial media and is known for helping clients connect financial planning to what matters most in their lives.
What makes Mitlin Financial different?
Mitlin Financial starts with what brings clients JOY. We help Long Island families and business owners make financial decisions around retirement, investing, taxes, business planning, and the life they want to live. Financial planning becomes more meaningful when your decisions are connected to the people, experiences, and priorities that matter most to you.
Who does Mitlin Financial help?
Business owners
Pre-retirees and retirees
Busy professionals
Multigenerational families
Individuals preparing for major life transitions
Is Mitlin Financial a Fiduciary?
Mitlin Financial Inc. provides investment advisory services through CWM, LLC, an SEC-registered investment adviser. Larry Sprung, CFP®, and the Mitlin team help clients make planning and investment decisions designed to align with their goals, values, and long-term financial well-being.
What questions should I ask a financial advisor before hiring them?
Helpful questions include:
Are you a CFP® professional?
How do you get paid?
What types of clients do you serve?
What services are included with your fee?
How will you help me connect my financial decisions to my personal goals?
